Chamber Benefits Plan

The Chamber of Commerce Group Insurance Plan is the country’s leading benefit program for small business.
The Chamber’s Plan covers:
- businesses with up to 50 employees, including one person firms
- is open to all industries
- never targets an individual firm for a rate increase or cancellation
- offers a full range of benefits, including options normally reserved for ‘big business’
- pools claims for price stability
- includes a Pay Direct Prescription Drug Card Option
If your year-round business has been operating for at least six months, you’re eligible to apply. While your firm is covered it must be a member of the Chamber of Commerce. In firms with 5+ people, everyone under age 65 is guaranteed coverage
Complete benefit selection
Extended health care
- Prescription drugs
- Ambulance coverage
- Paramedical services including: Massage Therapy, Chiropractor, Physiotherapy, and many more!
Dental Care
- Cleanings twice per year
- X-rays
- Extractions
- Major services
- Orthodontics for firms with 10+ employees
Critical illness
- A lump sum up to $25,000 is paid in the event you are afflicted with a critical illness as defined in the policy
- Best doctors
- Unlimited access to Best Doctors services included in every group plan
Disability coverage
- Coverage can begin from the first day of an accident and the eighth day of an illness
- Income replacement benefits can continue until age 65
Accidental Death & Dismemberment
- Doubles the amount of insurance if death is caused by accident and includes loss of use coverage
Group term life insurance
- Select either flat amounts or multiple salary

Tony A. Rogers B.A. (Ed) CFP
Certified Financial Planner
P.O. Box 33
Centreville, NL A0G 4P0